# core store
  ✔ off by default
  ✔ on after set
  ✔ expired flag reads as off
  ✔ sweep returns expired row
  ✔ limitOr uses override
  ✔ limitOr falls back
  ✔ cleared
# withdraw guard
  ✔ requestWithdrawal blocked with WD_RESTRICTED
  ✔ not WD_RESTRICTED after unblock
# trade guards
  ✔ openTrade blocked TRADE_RESTRICTED
  ✔ maxlot cap LOT_CAP
  ✔ within cap passes guard
# bonus guards + payout withheld
  ✔ createRequest blocked BONUS_RESTRICTED
  ✔ activate blocked BONUS_RESTRICTED
  ✔ normal: profit 7000 credited to real
  ✔ withheld: nothing credited to real
  ✔ withheld: cycle ended, profit recorded, payout 0
  ✔ withheld: result flags
  ✔ withheld: bonus account zeroed (ledger consistent)
  ✔ one-shot flag also withholds

result: 20 passed, 0 failed